All of Rhode Island & Southern MA
Sell your fire-damaged housecash, exactly as it sits
Kitchen fire, electrical fire, smoke and water damage from the fire department, or a total loss — we buy fire-damaged houses across Rhode Island and southern Massachusetts for cash, in whatever condition the fire left them.
- ✓Same-day written offer
- ✓No cleanup or board-up needed
- ✓With or without an insurance claim
- ✓Close in as little as 7–14 days
Get your cash offer
Free, no obligation. We text back in minutes and call you the same hour.
After a fire, listing is usually the hard road
A house with fire damage is nearly impossible to sell with a mortgage buyer. Lenders won't finance it, most insurance won't cover a new buyer until it's repaired, and the few retail buyers who look will discount it far below what the work actually costs. Meanwhile the property sits — taxes, insurance on a vacant building, and the town watching it.
We buy with our own funds, so none of that applies. We've been buying, building and renovating Rhode Island properties since 2002, and fire damage is renovation work we do ourselves. We price the house as it stands, take on the debris, the smoke remediation and the rebuild, and you walk away with a check.
Still working through an insurance claim? That's fine. We can buy while the claim is open, after it settles, or with no claim at all — and if there are back taxes or liens on top of everything, those get settled out of the sale at closing.
We buy fire-damaged houses even with
- ✓Structural damage or a partial collapse
- ✓Smoke and soot throughout the house
- ✓Water damage from firefighting
- ✓An open or unsettled insurance claim
- ✓No insurance on the property at all
- ✓Code violations or a condemnation placard
- ✓Belongings and debris left behind
Fire-damaged houses we buy, by area
What we put in writing
Selling to a cash buyer should be boring and predictable. These are the terms every seller gets from us — ask us to hold to any of them.
We answer right away
Send the address and you get a text back immediately, a live person the same hour, and a written cash offer the same day — not a range, not a lowball teaser you never see again.
We pay the closing costs
No agent commissions, no listing fees, no repair credits. The number we quote is the number on your settlement statement.
No showings, no cleanouts
Leave what you don't want. We buy as-is, contents included, and handle the cleanout after closing.
You choose the closing date
As fast as 7–14 days with our own funds, or months out if you need time to relocate or settle an estate.
Local buyers, one point of contact
Tim and Cheryl Casserly have been buying, building and renovating RI and MA properties since 2002. You talk to the people who write the offer and show up at closing.
Walk away any time
Our offers are free and non-binding until you sign. No obligation, no pressure, no follow-up hounding.
See us in the neighborhood
We post the properties we buy and walkthroughs of real problem houses. Take a look before you call.
Questions sellers ask
- Do I have to clean anything out or board it up first?
- No. Leave the debris, the damaged furniture, all of it. We handle board-up, cleanout and demolition after closing at our cost.
- What if my insurance claim isn't settled yet?
- We can still make an offer and can work around the claim timing — buy now, buy after settlement, or coordinate with your adjuster and attorney. Tell us where the claim stands and we'll tell you the cleanest path.
- The house is a total loss. Is it still worth anything?
- Usually yes. The lot, the foundation and the location all have value, and we're set up to rebuild. Send the address and you'll get a real number, not a guess.
- How fast can we close?
- Typically 7–14 days once title is clear, since there's no lender or appraisal. If you need more time to sort the insurance or find your next place, we close on your date instead.
- What does it cost me?
- Nothing on your side. No commissions, no repair credits, no cleanup costs, and we cover the standard closing costs. The number we agree on is what you walk away with.
Ready for your number?
Call or text 401-636-2878, or send the address and we'll text you right back — usually within minutes.