Rhode Island foreclosure & tax help
Behind on payments?Sell before the sale date
If you're behind on the mortgage, in pre-foreclosure, or carrying back taxes, time matters more than anything. Send us the address and we'll come back the same day with a cash offer and a realistic closing date — often fast enough to beat the scheduled sale.
- ✓Same-day written offer
- ✓We can close in as little as 7–14 days
- ✓Back taxes and liens handled at closing
- ✓No repairs, no fees, no commissions
Get your cash offer
Free, no obligation. We text back in minutes and call you the same hour.
What selling can do that waiting can't
A completed foreclosure takes the property and leaves the damage on your credit. Selling before the sale date stops the process, pays off what's owed at closing, and puts whatever equity is left in your pocket instead of into fees and legal costs.
We work directly with your lender's payoff figures, the tax collector, and the closing attorney. If there are liens, unpaid water and sewer bills, or a second mortgage, those come off the top at closing — you don't need to pay anything up front or clear them yourself.
We're not attorneys and we won't pretend otherwise: if a loan modification or bankruptcy is a better path for you, we'll say so. A cash sale is one option, and our offer is free and non-binding either way.
Bring what you have
- ✓Roughly what's owed on the mortgage
- ✓Any foreclosure or auction date you've been given
- ✓Back taxes, water/sewer, or lien amounts
- ✓Whether anyone is living in the property
- ✓How soon you'd want to move
What we put in writing
Selling to a cash buyer should be boring and predictable. These are the terms every seller gets from us — ask us to hold to any of them.
We answer right away
Send the address and you get a text back immediately, a live person the same hour, and a written cash offer the same day — not a range, not a lowball teaser you never see again.
We pay the closing costs
No agent commissions, no listing fees, no repair credits. The number we quote is the number on your settlement statement.
No showings, no cleanouts
Leave what you don't want. We buy as-is, contents included, and handle the cleanout after closing.
You choose the closing date
As fast as 7–14 days with our own funds, or months out if you need time to relocate or settle an estate.
Local buyers, one point of contact
Tim and Cheryl Casserly have been buying, building and renovating RI and MA properties since 2002. You talk to the people who write the offer and show up at closing.
Walk away any time
Our offers are free and non-binding until you sign. No obligation, no pressure, no follow-up hounding.
See us in the neighborhood
We post the properties we buy and walkthroughs of real problem houses. Take a look before you call.
Questions sellers ask
- How late is too late?
- Sooner is always better, but a sale can often still be arranged in the weeks before an auction date. Call us with the date and we'll tell you straight whether it's workable.
- Do I have to pay the back taxes first?
- No. Municipal taxes, water and sewer bills, and most liens are paid out of the sale proceeds at closing.
- What if I owe more than the house is worth?
- Then a normal sale may not cover the payoff. Tell us the numbers and we'll be honest about whether a sale works or whether you should talk to your lender or an attorney first.
- Will you tell my neighbors or list it publicly?
- No. There's no sign in the yard, no MLS listing, and no open houses. It's a private transaction.
Ready for your number?
Call or text 401-636-2878, or send the address and we'll text you right back — usually within minutes.
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